At Affordable Homes of Dothan, we’re committed to helping you take the next step toward homeownership. We’ve teamed up with trusted lenders to offer financing solutions that keep your monthly payments manageable and your goals within reach. From perfect credit to past challenges, we work with a wide range of credit situations and offer loan programs tailored to your needs. Whether you’re just getting started or ready to get pre-approved, our team is here to guide you through every step of the process. Reach out today and let us help you make homeownership a reality.
Click the button below to complete your financing application. Be sure to contact your sales representative at Affordable Homes for the Dealer ID number before submitting your application.
There are several financing options available for purchasing a manufactured home, each designed to meet different needs and situations. From traditional mortgage programs to specialized loans for land-home packages, the right solution is out there. Explore the options below, and if you’re unsure where to start, contact us today! We’ll help you find the financing that fits you best.
A specialized loan program for manufactured homes that meet higher construction and design standards, such as permanent foundations, pitched roofs, and attached garages or carports. MH Advantage offers lower interest rates, down payments as low as 3%, and terms similar to traditional site-built home mortgages. It’s a great option if your home qualifies and you’re looking for long-term value with affordable monthly payments.
A top choice for many buyers, this loan combines the cost of the home, land, and land improvements like clearing, utilities, and septic, into one convenient financing package.
A home-only loan not connected to land. Popular for buyers placing a home in a park or on leased or family land. Typically requires 5% down, but strong credit may qualify for zero down.
Ideal for buyers treating the home as real property. We partner with leading national lenders who specialize in manufactured and modular home financing to offer competitive loan options and terms.
Use your land as a down payment rather than cash. The property serves as collateral for the loan, and the appraised land value helps determine how much additional down payment, if any, is needed.
Some buyers opt to purchase their home with cash. This approach removes interest costs and often leads to a quicker closing, making it a simple and efficient path to homeownership.
Great for buyers with little or no credit history. A co-signer can help you qualify for financing by adding their credit strength to the application.
Designed for buyers with challenging credit. This program does not require a minimum credit score, though a higher down payment may be necessary.
Allows a friend or family member to purchase a home on behalf of someone else. Common when the intended occupant has poor credit or limited income.
For vacation homes or non-primary residences. Typically requires a larger down payment and stronger credit profile.
